Credit Cards

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A card for every need

Account currency: GHS
Discounts and privileges from Visa and MasterCard payment systems
Issue of additional bank cards
Card issue within a payroll card programme

Benefits and Features of Our Credit Cards

Lower Interest Option

Simply Save more. Transfer the outstanding balances of your other credit cards to United Bank for Africa Card at lower interest rates or convert your transactions into EMIs.


With United Bank for Africa Card, get cash on the go to fulfil your financial needs! Avail Encash up to or above your credit limit and get fund transferred within 48 hours.

Money Simplified

Simple measures to provide you instant cash with the United Bank for Africa Card’s Easy Money and ATM Cash services.


With your United Bank for Africa Card, you can choose from three different types of Insurance cover, empowering you to tackle health issues, accidents, card loss, card theft and more

Utility Bill Payments

Paying your utility bills has never been so easy with features like Auto Pay, Register & Pay and Fast Pay.

Easy Access Channel

Access your United Bank for Africa Card account anytime, anywhere with Stay updated with Simply SMS with our soon to be launched mobile app.